Trade Credit Insurance facilitates effective treasury planning, substantially reduces the volatility of revenues due to client defaults, enables more flexible terms of trade, is a tax-deductible product, while at the same time helping you reach more clients, new markets and achieve sustained growth.

CREDIT INSURANCE
• Domestic Credit Insurance
• Export Credit Insurance
• International Programmes
• Excess of Loss
• Political Risks
• Trade Credit Securitisation
• Captive Insurance Companies
• Policies for SMEs
• Credit Insurance and Factoring
• Breach of Contract policies
• Credit Insurance and Financing

SURETY
• Guarantees under the Public Administration (Royal Decree.L. 2/2000)
• Provisional, Definitive and Additional Guarantees.
• Guarantees for Retentions, Advance Payments, Stock of Materials or Machinery.
• Guarantees for Travel Agencies under the Autonomous Communities
• Guarantees for Retail, Wholesale Agencies and the Opening of New Offices.
• Guarantees for Performance of Private Contracts
• Fidelity Guarantees, Disloyalty of Employees, Deposits for Merchandise.
• Guarantees for public lottery managers.
• Guarantees for industrial property agents.
• Guarantees before the chamber of commerce (“ATA” Books).
•Guarantees for amounts advanced for the acquisition of officially protected housing (VPO).